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Investment advisory services offered through Lonestar Registered Investment Advisors, PLLC, a Texas Registered Investment Advisor. Insurance products and services are offered through Texas Alliance Financial Services, PLLC. Lonestar Registered Investment Advisors, PLLC and Texas Alliance Financial Services, PLLC are affiliated companies. Tax Services offered through Stovall & Associates, Ltd. All written content on this site is for information purposes only. Opinions expressed herein are solely those of Lonestar Registered Investment Advisors, PLLC and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual financial professional prior to implementation. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of Texas or where otherwise legally permitted. Exclusive rights to this material belong to GPS. Unauthorized use of this material is prohibited. Texas Alliance Financial Services, PLLC, Texas Alliance Financial Services, PLLC and Michael Byers is not affiliated with or endorsed by the Social Security Administration or any government agency. This content is for informational purposes only and should not be used to make any financial decisions. Exclusive rights to this material belongs to GPS. Unauthorized use of the material is prohibited.